T-Mobile Discount

As I am sitting here in T-Shirt and my boxer... Just got me thinking. If investing in a Stock/Bond/Mutual Fund or any securities that will yield you 12% is better than the mediocur 2 to 3% from Certificate Deposit, you would be interested to find out that, anyone, I mean everyone should contact their Cellular Phone carrier to find out if there is any kind of discount available to them.

I recently found out that T-Mobile is giving 15% discount to students. I am not sure if you have to be a student from a specific institutions, but it does not harm to ask them anyway. The worst case scenario is the answer "No".

If you can't get a 15% discount from T-Mobile, because you are too "Old" to be a student? ...Just Kidding... No worries. I know for the fact that you will be able to qualify for at least 12% discount.

Dividend and Interest Blog is now borned !!!

Growing up, my parents have never taught me about finances. Most of us learn about Finance in schools and colleges. However, we were taught the definition of Finance, what it does, and how people using it to make business decisions. Then, we get a job, and suppose one way or the other, we are involved in the company's finances, such as our wages, do the best job to minimize mistakes (mistakes costs time and money to fix), stay healthy (to minimize insurance cost, and monetary cost the company incurs when we absent from work), so on and so forth. Still, we do not learn how to manage our own finances from parents, teachers, nor our supervisors.

Most of us learn to manage our own finances the long and sometime costly way. For example, Credit Card companies are sending out solicitation mail all the time to fish the naive new generation with the low promotional interest rate as bait. Long story short, we went out and purchase all this so call "STUFF", and accumulate debt. Once the accruing interest gone past the monthly payment we can afford to make, there is no going back. Then, we learned the lesson the hard way.

What I would like to do is post things and share what I have learned in the past 30 years about finances. Mistakes I have made, and how to use it to my own advantage from it.